Orders and Receivables
Convert to cash flow
Matching Trading · Exporter Credit Lines · Order Financing · Accounts Receivable Financing
Built on a global digital cross-border agricultural trade platform, we empower Chinese agricultural and food exporters by connecting origins, buyers, and finance into a seamless ecosystem—turning real trade data into actionable credit.
Cover categories
Export companies are held back by five critical pain points.
The cash flow challenge in cross-border agricultural trade often stems not from a lack of orders, but from insufficient funding and trust.
Cash flow tied up
Overseas buyers typically operate on OA terms of 30–90 days, tying up significant capital in accounts receivable and creating tight cash flow for inventory procurement.
Financing difficulties
Small and medium agricultural enterprises lack collateral, while banks face high thresholds and slow approvals for trade financing, leaving them unable to secure order financing.
Single source of customer acquisition
Relies on existing clients and offline exhibitions, lacking verified RCEP overseas buyers.
High compliance costs
Traceability and commercial inspection requirements are stringent, making it costly for enterprises to build a compliance system independently.
Trust Risk
Building trust in cross-border transactions is challenging, with risks of buyer default, cargo damage, and payment delays.
Core Contradiction
Good orders are coming in, but cash flow is stuck due to payment terms and funding constraints.
Close the loop from origin to buyer to finance
Chinese exporters connect directly with overseas buyers, turning trade data into actionable credit.
Origin
Exporters / Farms
Supply and Production
Overseas Buyers
Verified Importer
Supermarkets / Catering Groups
Supply Chain Finance · Credit Line / Advance Financing · Accounts Receivable Financing
Leverage platform transaction data, orders, and accounts receivable to secure dedicated credit lines and financing—without traditional heavy-asset collateral—to unlock trade cash flow.
We welcome such exporters to join us.
Cross-category Export Enterprise
Agri-food and agricultural supply exporters specializing in fruits, vegetables, frozen foods, seafood, dried goods, seasonings, food products, beverages, health supplements, Chinese herbal medicines, and agricultural inputs (fertilizers, pesticides, seeds).
For diverse global markets
Business coverage spans RCEP, the Belt and Road Initiative, and key markets in Europe, North America, Southeast Asia, Australia, Japan, South Korea, New Zealand, and the Middle East.
Multi-region Trade Entities
Exporters from Mainland China, Australia, and Southeast Asia, as well as local Hong Kong traders.
Qualifications & Supply Stability
Holds export customs clearance, phytosanitary, and commercial inspection qualifications. Products meet target country food safety standards with reliable supply.
Join and unlock three key benefits
RCEP Omnichannel Order Matching
Enterprise profile and product launch platform. Exposes verified overseas importers, wholesalers, restaurant groups, and supermarket procurement teams to your business for online inquiries and contract signing.
Platform-exclusive credit line and financing
Global credit lines backed by licensed financial institutions and export credit insurance, based on real orders, shipping documents, and accounts receivable—no mandatory real estate collateral required.
Supply Chain Value-Added Services
Blockchain traceability for agricultural products, RCEP tariff compliance, and food import regulations across countries to reduce standalone setup costs.
Turn orders and receivables into cash flow
Two financing tools address funding gaps in inventory stocking and payment terms. Credit limits and tenors are subject to approval by partner financial institutions.
Order Stock Financing (PO Financing)
After receiving confirmed overseas orders, advance up to 80% of the order value for raw materials, packaging, production, and customs clearance logistics. Repayment is due within 30–90 days after export payment is received.
Resolve:Receiving large orders but lacking inventory funding, so you dare not accept them.
Accounts Receivable Financing (OA Credit Period Advance)
After shipment, advance up to 90% of the invoice value against receivables under a 30-90 day OA term; settle the balance once the buyer pays at maturity.
Resolve:Extended payment terms strain cash flow and hinder business operations.
Six steps from onboarding to payment collection
Register & Verify
Submit documents to complete business verification
Go Live & Accept Orders
Receive inquiries and confirm orders online
Credit Risk Assessment
Submit document to approve credit line
Release funds and ship
Funds received; organize production and shipment.
Delivery payment
Buyer pays to the escrow account
Settle
Repay principal and interest first; settle the balance thereafter.
Fund Closed Loop: Once buyer payments enter the designated escrow path, they are first used to repay the platform's principal and interest. Any remaining funds are settled with the exporter.
Eligibility Criteria and Pricing Model
Eligibility for Onboarding and Credit Line
- Legally registered enterprise with food production or distribution qualifications
- Holds export customs declaration, plant quarantine, and commodity inspection qualifications.
- Has a verifiable export trade record within the past 1-2 years
- Product meets food safety standards of the target import country.
- Apply for Credit: Complete order, shipment, and invoice documentation with verified trade background.
- No major judicial records or dishonesty listings; overseas buyers verified by platform risk control.
Pricing Model
Basic Onboarding
Free to join; a small transaction fee applies on completed orders.
Credit-funded advance
Financing interest and risk control service fees are charged based on the enterprise's credit profile and order quality.
Value-added services
Tracing, credit insurance, and exhibition services are billed separately by project.
Note: Final credit limit, interest rate, and term are determined by our partner financial institutions based on your business operations and order quality. Financing services are provided by licensed partner financial institutions.
What you gain by joining Auagro
More RCEP Overseas B2B Orders
Verified importers, supermarkets, and restaurant groups.
Payment terms no longer hold your business back
Accept large orders and turn receivables into working capital.
No real estate collateral required
Obtain credit and financing based on real trade data.
One-stop support for global expansion
Integrated matching, financial services, traceability, and policy support.
Join now to turn credit periods into cash flow
Submit application to access verified overseas buyers and supply chain finance services.
Apply to JoinOpen platform supplier registration page in new window: www.auagro.cn/signup